I have State Farm for $90/month. That was the best number possible. Full coverage with a $500 deduct. Depends a lot where you live. I got quotes from Allstate with my NYC address that were several hundred per month because of the theft risks. I used my upstate address and it helped. The insurance companies factor the region you live in, experience, record, miles you'll put on, displacement of the engine, etc.. Don't trust the online quotes or over the phone. Get a VIN from your dealership and have them run it for real. A common issue with quoting the 899 is its not in their system yet, so they will pull prices for the 1199 almost always first.